Loan Limits


2024 Conforming Mortgage Loan Limits


(Fannie Mae / Freddie Mac)

  • Fannie Mae and Freddie Mac Increase Loan Limits from $726,200 to $766,550.

  • High-Cost Areas: The new ceiling loan limit for one-unit properties will be $1,149,825, which is 150 percent of $766,550.

A list of the 2024 maximum conforming loan limits for all counties and county-equivalent areas in the country can be found here.

(Effective January 1, 2024)


  • The Federal Housing Agency (FHA) has raised its loan limit to a maximum amount of $498,257 in most areas.

  • High Cost Areas: In certain high cost areas, it’s $1,149,825.

Effective January 1, 2024